A Safe Alternative To The Stock Market

You have probably heard of Occupy Wall Street which is essentially a protest against the greed of the stock market traders that work there. The anger is understandable, because while the rest of America has to tighten its belt, Wall Street is making more money than ever. How has it done this?

You may know that all kinds of people make investments into stocks and shares. Pension companies and retailing companies also make investments in stocks with their profits for a rainy day. Even the average Joe will buy stocks and shares for his children's college fund in the future. The investment has a purpose as the money goes towards new companies, new jobs, and new growth for the future. This strengthens the economy, and the hope is as the economy grows, the stocks grow in value, and everyone gets richer.

However, on the New York Stock exchange (NYSE) the attitude is different. Wall Street traders make money by the volatility of stocks and shares, and they can make money by 'shorting' shares, essentially betting that the shares will go down in value. Since the way the traders buy and sell shares is through wholesaling, their actions have a disproportionate effect on the NYSE. Since they are selling and shorting at wholesale amounts, they bring the stock market down in a panic, while making money having bet the market will crash. The more they can make the value go down, the richer they get, and the poorer the companies and pension funds get. That is good for them, but no good for all the retail clients, the pension funds and all the companies looking to get money to make their businesses work. Essentially the traders' actions led to the weakening of the economy, just to line their own pockets. Now it looks as if the pension firms will take years to recover, and new companies may never get off the ground, and the people they had to let go will forever have lost their jobs. This is a good reason for Occupy Wall Street to lay the blame solely on the feet of the wholesaling Wall Street traders who shorted the economy for their own benefit.

Does the Wall Street saga relegate other investment alternatives to the background labelling them as defunct? Not at all! Infact here is a safe alternative to the stock market; making private loans / mortgage loans.

Is making private loans a safe investment?

If you do not break the rules, it is safer than many investments. In my opinion it is safer than the stock market. Think about it in the stock market you are getting into business with companies you know nothing about aside the fact that the market is highly volatile. One year the market is up the next, it is down. You do not get to make rules in the stock market no matter how good you are.

Compare that to mortgage loans. With mortgage loans your return is fixed, it will not change whether the market is up, down or sideways. Your loans are secured by the real estate as you can see and they are not going anywhere no matter what the market does.
The term, rate and condition are what you say they are. For a free cd on making private loans in real estate investing with your IRA or 401K, visit http://homeventures.highreturnrate.com.

Happy reading.

Ibuzz2